Learning Resources

Glossary

1035 Exchange A method of exchanging insurance-related assets without triggering a taxable event. Cash-value life insurance policies and annuity contracts are two products that may qualify for a 1035 exchange. 401(k) Plan A qualified retirement plan available to eligible employees of
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Self-Directed IRA Rules

If you don’t follow the rules for self-directed IRAs, you can risk the tax-deferred status of your account. This could lead to the disqualification of the IRA and result in severe tax consequences. Here is what you need to know: Prohibited Transactions and Investments: Discover
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CPA’s And Tax Planning

Tax Services We are not specialists in accounting or taxes. However, we can offer recommendations to help our clients, if needed. We will put you in touch with professionals, who have proven over time to be some of the best in their field, to perform accounting and tax services for in
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Financial Products and Services

Personal Planning Estate Planning We assist you in the design and implementation of programs to ensure that your wealth is passed along to family or others, without being negatively impacted by estate or inheritance taxes. This service enables you to plan your personal estate to help
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Diversification

True diversification In the past, many investors looked to traditional stocks, bonds and mutual funds to help achieve their financial 
goals but have been challenged with increased volatility and disappointing returns. True diversification includes asset classes that are not affected
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Modern Portfolio Theory

  Harry Markowitz In 1956, Harry Markowitz theorized that high-yields could be achieved with low-risk in a portfolio of various non-correlated investments. Non-Correlated is defined as products not influenced by the stock market. Yale, Harvard and Stanford have consistently achie
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