In the past, many investors looked to traditional stocks, bonds and mutual funds to help achieve their financial goals but have been challenged with increased volatility and disappointing returns. True diversification includes asset classes that are not affected by the ups and downs of the stock market. Alternative investments can offer the opportunity for additional portfolio diversification and much more predictable returns. In fact, whether the markets go up, down, or sideways, investors who use products with no market risk, have consistently experienced above average returns. Throughout the last 50 years, proper utilization of the Modern Portfolio Theory has achieved consistent double-digit annual returns for affluent individuals and organizations. We invite you to learn about Modern Portfolio Investing, true diversification with lower risk and higher returns.