In 1956, Harry Markowitz theorized that high-yields could be achieved with low-risk in a portfolio of various non-correlated investments. Non-Correlated is defined as products not influenced by the stock market. Yale, Harvard and Stanford have consistently achieved 14% to 17% annual yields in their endowment funds utilizing Markowitz’s non-correlated diversification methods.
In 1990, he was awarded a Nobel Prize for his Modern Portfolio Theory. Until recently, the Modern Portfolio Theory has primarily been utilized by wealthy individuals and organizations, due to the large amount of capital required. This is changing, as some non-correlated products are being fractionalized, therefore allowing smaller investors to take part without going through the market ups and downs. We recognize the need for clear and understandable information, and strive to provide the small and average investor with up-dated information and sound programs, many of which until recent years, have only been available to large and institutional investors.